Frequently Asked
Questions

Olbra Finance is a fintech platform building Poland's digital currency infrastructure. We're the first exclusive issuer of Polish złoty stablecoins (PLNY), along with euro (EURY) and dollar (USDY) variants. Our mission is to enable European financial sovereignty through blockchain technology.

Yes, Olbra is designed to be fully compliant with the EU's Markets in Crypto-Assets (MiCA) regulation. We work closely with regulators to ensure all our products meet the highest standards of compliance and consumer protection.

Olbra is available to individuals and businesses in the European Union and other supported jurisdictions. Users must complete KYC verification to access full platform features. Some services may have additional requirements based on local regulations.

PLNY, EURY, and USDY are stablecoins—digital currencies designed to maintain a stable 1:1 value with their respective fiat currencies (Polish złoty, Euro, and US Dollar). Each token is fully backed by reserves held in regulated financial institutions.

Every stablecoin issued by Olbra is backed 1:1 by fiat currency reserves. These reserves are held in segregated accounts at regulated banking partners. We publish regular attestations from third-party auditors to verify reserve backing.

You can obtain Olbra stablecoins through our platform by depositing fiat currency via bank transfer or card. After verification, your deposit is converted to stablecoins at a 1:1 rate (minus a small fee). You can also receive stablecoins from other users or purchase them on supported exchanges.

Yes, you can redeem your stablecoins for fiat currency at any time. Simply initiate a withdrawal through our platform, and funds will be transferred to your linked bank account. Processing typically takes 1-3 business days depending on your bank.

$OLBRA is the governance and utility token of the Olbra ecosystem. It provides holders with voting rights on protocol decisions, fee discounts, staking rewards, and a share of ecosystem fees. It's the native token that powers and aligns the entire platform.

You can earn $OLBRA through various activities: providing liquidity to DeFi pools, participating in ecosystem programs, staking existing tokens, referring new users, and using Olbra cards (cashback). Early users and active community members may also qualify for airdrops.

$OLBRA provides multiple utilities: governance voting on protocol changes, reduced fees on all platform services, staking for passive income, priority access to new features, and collateral for borrowing. Token holders also receive a share of platform fees through the buyback program.

Olbra employs multiple security layers: cold storage for the majority of assets, multi-signature wallets, regular security audits by leading firms, insurance coverage, and 24/7 monitoring. Smart contracts are audited before deployment and continuously monitored.

Olbra offers both options. Our main platform provides a custodial experience for ease of use, with institutional-grade security. For users who prefer self-custody, we support connecting external wallets for DeFi features while maintaining full control of your private keys.

For custodial accounts, you can recover access through our standard identity verification process. For self-custodial wallets, we offer social recovery features that allow trusted contacts to help restore access. Always keep your recovery phrases secure and backed up.