EMT holder & redemption rights.

Your claim on the issuer

EURY, PLNY and USDY are e-money tokens under Regulation (EU) 2023/1114 (MiCA), issued by Olbra ApS (CVR 39729482), an e-money institution supervised by Finanstilsynet, the Danish FSA.

As a holder you have a claim against Olbra ApS. You may redeem your tokens at any time, at par value, in the official currency the token references, free of charge, under Article 49 of MiCA. Redemption is a legal right, not a discretionary service.

No interest

In accordance with Article 50 of MiCA, no interest or any other benefit related to the length of time you hold an e-money token is granted. E-money tokens are digital cash, not an investment or savings product.

How to redeem

Redemption conditions, timing and the operational procedure are set out in Part D of each token's whitepaper and in the issuer's redemption policy. To initiate a redemption, contact [email protected] or use the redemption facility referenced in the relevant whitepaper.

Whitepapers

A MiCA whitepaper for each e-money token has been notified to Finanstilsynet and is published here. Under MiCA, whitepapers for e-money tokens are notified to the competent authority; they are not subject to prior approval.

The whitepapers were notified under the issuer's former legal name, Eurodollar ApS. Olbra ApS is the same legal entity (CVR 39729482), renamed in July 2026; the notified documents remain in force and are republished below unchanged.

Complaints

If anything about your tokens, a redemption or our service falls short, you can complain free of charge. See the complaints procedure.